A majority of the insured 3% had employer-based coverage, which are limited, compared to personal coverage
According to government surveys, 97% percent of Nigerians did not have any health insurance in 2018 and a majority of insured 3% had employer-based coverage, with privately purchased insurance an uncommon occurrence.
Expanding access to health insurance is an important part of an overall strategy to achieve Universal Health Coverage (UHC) in Nigeria. UHC implies ensured access to and use of high-quality healthcare services by all citizens and protection for all individuals from any catastrophic financial effect of ill health. UHC can be a major determinant of improved health outcomes for all citizens, especially the poorest.
Nigeria is eager to achieve UHC. Since its launch in 1999, the National Health Insurance Scheme (NHIS) has been the major initiative to expand health insurance in Nigeria. However, as of mid-2012, NHIS still
covered only about 3 percent of the population (5 million individuals) leaving the most vulnerable populations at the mercy of health care services that are not affordable.
Our mid to long-term plans (5-10 years) features the construction of health centres and clinics in rural areas that would have hitherto impeded our efforts in sustained healthcare and management.
We have instituted efforts to enroll over 150 beneficiaries every year to year-long continuous scheduled and all-expense-paid access to medical services in over 9 communities in Nigeria, starting from December 2021
